" "While the parachute the pilot was wearing, failed to open, and, it was a major contributor to his death... the immediate cause of his demise was the sudden impact of his body striking the ground." LOL!"

When I was young, I worked one summer for a roofer who, well, replaced roofing- shingles, etc. I asked if we were covered by medical insurance. The answer: "100% covered if you fall. That coverage ends, though, when you hit the ground".